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Because the federal government backs VA home loans, lenders have the luxury of charging competitively low interest rates. Eligible veterans and service members find that rates are generally lower with a VA home loan than a conventional mortgage.
The Department of Veterans Affairs (VA) doesn’t set interest rates. Your lender determines the rate on your VA loan based on your unique financial situation.

The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.

Now may be the best time for you to take advantage of the VA loan program. Even if you received great rates with a VA loan several years ago, you could get even more savings now.

For many military families and Veterans, establishing a pristine credit score is difficult and often the biggest obstacle to purchasing the home of your dreams.

We make it easier for veterans to purchase a home. Although a number of factors influence your final rate, government backs all VA Loans, ensuring lenders offer competitively low interest rates.